Rideshare more.

Rideshare more. Worry less.

For more than 85 years, Safeco has delivered new and better ways to protect cars and drivers with auto insurance. If you drive a sedan, hybrid, minivan, station wagon, SUV, pickup truck or anything in between.

Why do you need Safeco RideShare Insurance Coverage?

The entire time your TNC app is on, your personal auto policy is suspended. Your TNC does provide coverage, but only for the period of time between accepting the passenger and dropping off the passenger (before accepting a passenger, some TNCs may provide limited liability coverage only). No passenger means no coverage for your vehicle and any damages or injuries you may sustain.

Safeco RideSharing Coverage steps in to cover you between passengers, effectively closing the gap.

Rideshar-Insurance-Safeco-RideSharing Insurance

Safeco RideSharing Coverage Fills in the Gap – and Then Some


Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.


Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage.


Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.


Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week

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Discounts and Savings

We Make It Easy to Save
Safeco offers significant savings to safe drivers. As a Safeco agent we can help you find the discounts and savings available to you and to get the best discounts on your Safeco Auto Insurance policy.

Get the Package Deal

Save up to 15 percent when you combine your Safeco home insurance and Safeco car insurance policies.

Be a Safe Driver

Safeco Safety Rewards™ are a collection of benefits, rewards and discounts available to safe drivers who have a clean driving record, drive a safe car or take an accident prevention course.

Take an Accident Prevention Course

Drivers within a defined age range (55+ in most states) who successfully completed an approved accident prevention course may get a discount that lasts for three years.

Teen Safety Rewards™

Teen Safety Rewards™ provides a collection of tools, benefits and discounts to help your teen become a safer driver and to help you manage the cost of adding a teen driver to your auto policy.

Drive Less. Pay Less.

Save up to 20 percent with the Safeco low mileage discount if your car is in the driveway more than it's on the road.

More Than One Car

Get a discount when you insure multiple cars on the same Safeco auto policy.

Anti-Theft Devices Discount

Qualify for a discount when your car is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative. And, if your car has either a LoJack® or Teletrac® system, we’ll waive your comprehensive deductible if your car is stolen while the service is activated.

Anti-Lock Brakes Discount

A discount is available in some states for cars equipped with a factory installed four wheel anti-lock braking system (ABS).

Own Your Own Home

Qualify for significant savings on your auto insurance when you own and primarily reside in a single-family home, townhouse, condominium or mobile home.

How to Lower Your Safeco Auto Insurance Rate

Increase Your Deductible

You can lower your premium by shifting part of the loss payment to yourself. For example, if you had a $500 deductible, you would need to pay the first $500 of a covered loss. A higher deductibles generally lower your premium, but increase the amount you must pay yourself if a loss occurs.

Pay Your Bill in Full

When you Pay your bill in full or select a 2 pay plan when you start or renew a Safeco auto insurance policy instead of paying in monthly installments and you get a discount.

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Call Now for your

Free Quotes